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Business Analyst

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Tribe Credit Core and CRAM area

Tribe Credit Core delivers centrally managed group functionality such that Business Units can optimally perform their end-to-end credit process. The team monitors the quality of data and portfolios providing insight to continuously improve the end-to-end credit process. We increase trust from the regulator and from the public and we achieve uniformity, simplification, and efficiency in the Credit Journey within the bank.
Through the creation of a central overview and by accurately monitoring the portfolios we offer actionable data to the group to improve the quality of processes and decisions. Our credit risk framework is the foundation for clear and consistent implementations of global standards that adhere to regulation and ensure protection against inadmissible credit risk. The area Credit Risk Assessment and Mitigation (CRAM) consists of 9 squads, organized around our purpose:

  1. The team enables an efficient and compliant assessment of the financial performance and risks of business clients, by supporting our account managers with the right tooling and insights.

  2. The team defines requirements for loss data components to mitigate credit risk at the bank Group-wide to reduce the cost of required capital.

  3. The team supports special asset management, by
  • Guidance on forbearance and
  • Tooling for account managers' workflow and provisioning
  • Performing a viability & cost-benefit analysis of the strategies at hand. The team also provides framework/requirements for provisioning, write-offs, and default data on financings of clients who are not expected to repay their loans.

As a business analyst, you are involved in 1 or more squads. Your home base will be in the CRM (Credit Risk Mitigation) squad.

This is familiar territory for you (must haves):
• knowledge of and experience with:
- Translating business requirements and issues into designs and specifications within the business and IT architecture framework.
- Application development in Risk & Finance domain and preferably in Credit Risk
- (In-depth) SQL and Data Analysis.
• Broad and practical knowledge of:
- IT architectures;
- Azure solutions;
• Complex stakeholder landscape;
• Agile mindset and working experience in an Agile way of the working environment;
• Fluent in English and preferably Dutch language capability (both verbally and in writing).
It would be nice if you already have experience with:
• PowerBi
• Azure Databricks

Key behaviours
• You are a sparring partner for the Product Owner(s), the business, and the team members, but also for other business analysts within the area.
• Your attitude and behavior are key: you like to take on new things, you have strong analytical skills, you have an overview and you like to delve into new technologies and innovations.
• You can translate business requirements into specific IT solutions, taking into account expected impact and consequences, business architecture and expected developments, etc.
• You can lead the analysis process for a specific topic, allowing various stakeholders to work together effectively.
• You inspire, you have an enormous 'drive', you are enthusiastic, and like to share your knowledge with your colleagues.
• You see opportunities, you test hypotheses by conducting experiments, not only yourself but also in a team.
• You are a strong communicator, don't let yourself be fobbed off, and keep your back straight.
• You are flexible and 9 to 5 are just numbers and not a mindset for you.


Job Start

januari 2024




Business Analysis





€40.00 per hour